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Team Assist 2 Sell
Assist-2-Sell Superior Service Realty

3717 Schofield Ave
Weston, WI 54476
Phone: 715-241-SOLD (7653)
TeamA2S@SellingWausau.com

 

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Thank you for visiting SellingWausau.com, Don & Carol Ann Hall & the Assist-2-Sell Team welcome you.

Who is Assist 2 Sell?  We are a FULL SERVICE Real Estate Company who Charges Less Commission.  Assist 2 Sell of Wausau has been in business since 2006.  There are over 300 Assist 2 Sell franchises in North America.  Assist 2 Sell of Wausau has ranked in the top 10 since we opened.   

How are we different?  Most Companies in our area can charge as much as 6%, 7% or even 8% commission along with additional fees to sell your home. They call these fees transaction fees, broker administration fees or electronic document storage fees.  At Assist 2 Sell we charge 5% or as low as $2495 commission with NO additional fees to sell your home.  Why?  Because that's what gets the phone to ring.  Some companies market themselves by flying balloons, wearing gold jackets, having a pet dog or even painting their posts orange.  We just charge less commission.  It's that simple!  Customers don't care whose sign is in the yard. They only care if it's for sale, the next question is what is the price, and finally they ask how many bedrooms and baths.  Never in my 20 years has someone told me they only want to look at homes listed by a certain company.  They want to look at all homes in their price range who ever they are listed by.   

When your home is listed with Assist 2 Sell we take all the phone calls, we show your home, we take all the calls from other Realtors and arrange for them to show your home.   We assist you with pricing, we assist you with negotiating, we deal with all the paper work, the bankers, appraisers and inspectors.  We advertise your home with print advertising including the monthly Real Estate Guide and most importantly we place your home in MLS (Multiple Listing Service).  This allows your home to be uploaded to over 100 different web sights including all the big ones like Realtor.com, Trulia, Zillow and SellingWausau.com.  Your home will also be featured on all of the other Real Estate Companies web sights just like their listings are on our web sight.  Assist 2 Sell is a name, like Bob's Realty.  We are not help you sell (they went out of business).  We have sold over 700 properties since we opened Assist 2 Sell in 2006.  The average realtor in that same time period has sold 62. Charging less commission may mean that we make less per transaction but we make it up by selling more volume and selling more gives us more experience to draw from.  This business is much more difficult today than it ever was.  More rules and regulations along with all the difficulties we face dealing with lenders.  You need a team that is experienced and can handle every type of transaction.  That is the Assist 2 Sell Team! Remember, we are Full Service with Savings!

Please take your time to explore all the information & resources available including the ability to search all properties listed in the Central Wisconsin area by all Real Estate Companies. You no longer need to take the time to visit multiple websites, we have designed this site to be the only one you need to find your dream home or sell your current one!

If you are considering selling your home, we offer a FREE, No Obligation Market Analysis. We can show you how much your home is most likely to sell for, assist you in determining an asking price, give you a written estimate of how much money you would net at closing/sale and show you how to best prepare your home for the market. Feel free to call or email us anytime with questions or to set up an appointment. 715-241-7653 or teamA2S@SellingWausau.com

Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use our Dream Home Finder form and we will conduct a personalized search for you. Feel free to call or email us anytime with questions, to set a showing on any home you see or to make an appointment for a Free, No Obligation Home Buyers Orientation. 715-241-7653 or teamA2S@SellingWausau.com.

Real Estate News!!!

Latest Realty News from NAR

REALTORS® Confidence Index Survey: September 2018 Highlights

The REALTORS® Confidence Index (RCI) survey[1] gathers monthly information from REALTORS® about local real estate market conditions, characteristics of buyers and sellers, and issues affecting homeownership and real estate transactions.[2] This report presents key results about market transactions from September 2018. View and download the full report here.

Market Conditions and Expectations

  • The REALTORS® Buyer Traffic Index registered at 51 (61 in September 2017).[3]
  • The REALTORS® Seller Traffic Index registered at 41 (45 in September 2017).
  • The REALTORS® Confidence Index—SixMonth Outlook Current Conditions registered at 53 for detached single-family, 44 for townhome, and 43 for condominium properties. An index above 50 indicates market conditions are expected to improve.
  • Properties were typically on the market for 32 days (34 days in September 2017).
  • Eighty-one percent of respondents reported that home prices remained constant or rose in September 2018 compared to levels one year ago (85 percent in September 2017).

Characteristics of Buyers and Sellers

  • First-time buyers accounted for 32 percent of sales (29 percent in September 2017).
  • Vacation and investment buyers comprised 13 percent of sales (15 percent in September 2017).
  • Sales of distressed properties (foreclosed or sold as a short sale) accounted for three percent of sales (four percent in September 2017).
  • Cash sales made up 21 percent of sales (20 percent in September 2017).
  • Twenty percent of sellers offered incentives such as providing warranty (9 percent), paying for closing costs (8 percent), undertaking remodeling (3 percent), and providing appliances (1 percent).[4]

Issues Affecting Buyers and Sellers

  • From July–September 2018, 74 percent of contracts settled on time (73 percent in September 2017).
  • Among sales that closed in September 2018, 73 percent had contract contingencies. The most common contingencies pertained to home inspection (55 percent), obtaining financing (42 percent), and getting an acceptable appraisal (42 percent).
  • REALTORS® report “low inventory” and “interest rate” as the major issues affecting transactions in September 2018.

About the RCI Survey

  • The RCI Survey gathers information from REALTORS® about local market conditions based on their client interactions and the characteristics of their most recent sales for the month.
  • The September 2018 survey was sent to 50,000 REALTORS® who were selected from NAR’s 1.3 million members through simple random sampling and to 10,912 respondents in the previous three surveys who provided their email addresses.
  • There were 5,003 respondents to the online survey which ran from October 1-10, 2018. The survey’s overall margin of error at the 95 percent confidence level is one percent. The margins of error for subgroups and sample proportions of below or above 50 percent are larger.
  • NAR weighs the responses by a factor that aligns the sample distribution of responses to the distribution of NAR membership.

The REALTORS® Confidence Index is provided by NAR solely for use as a reference. Resale of any part of this data is prohibited without NAR’s prior written consent. For questions on this report or to purchase the RCI series, please email: Data@realtors.org


[1] Thanks to George Ratiu, Managing Director, Housing and Commercial Research and Gay Cororaton, Research Economist for their data analysis and comments to the RCI Report.

[2] Respondents report on the most recent characteristics of their most recent sale for the month.

[3] An index greater than 50 means more respondents reported conditions as “strong” compared to one year ago than “weak.” An index of 50 indicates a balance of respondents

who viewed conditions as “strong” or “weak.”

[4] The difference in the sum of percentages to the total percentage of sellers who offered incentives is due to rounding.

September 2018 Existing-Home Sales

  • NAR released a summary of existing-home sales data showing that housing market activity this September was down 3.4 percent from last month, and dropped 4.1 percent from last year. September’s existing-home sales reached a 5.15 million seasonally adjusted annual rate, which was the lowest since November 2015 when the index reached 4.78 million.

  • The national median existing-home price for all housing types was $258,100 in September, up 4.2 percent from a year ago. This marks the 79th consecutive month of year-over-year gains.

  • Regionally, all four regions showed growth in prices from a year ago, with the West and Northeast both having the biggest advance of 4.1 percent. The South had a gain of 3.0 percent. The Midwest had the smallest gain of 1.9 percent from September 2017.
  • September’s inventory figures are down from last month to 1.88 million homes for sale. Compared with September of 2017, there was a 1.1 percent increase in inventory levels. It will take 4.4 months to move the current level of inventory at the current sales pace. It takes approximately 32 days for a home to go from listing to a contract in the current housing market, down from 34 days a year ago.

  • From August 2018, three of the four regions experienced declines in sales. The South had the biggest decline of 5.4 percent followed by the West with a dip in sales of 3.6 percent. The Northeast had a dip of 2.9 percent. The Midwest region was flat showing no change in sales.
  • All four regions showed declines in sales from a year ago. The West had the biggest drop in sales of 12.2 percent. The Northeast had a decline of 5.6 percent followed by the Midwest with a decline of 1.5 percent. The South had the smallest drop in sales of 0.5 percent. The South led all regions in percentage of national sales, accounting for 41.0 percent of the total, while the Northeast had the smallest share at 13.2 percent.

  • In September, single-family and condominiums sales were both down 3.4 percent compared to last month. Single-family home sales fell 4.0 percent and condominium sales were down 5.0 compared to a year ago. Both single-family and condominiums had an increase in price with single-family up 4.6 percent at $260,500 and condominiums up 1.50 percent at $239,200 from September 2017.

How much of my income goes towards housing?

With rates rising and home price growth starting to slow, I started to consider how much income is used towards housing in this current economic climate. Mortgage rates are trending upwards to near the highs of 2011 at 4.98 percent, home prices are still rising but at a slower pace, and the median income has been steadily rising although an even more modest pace than house prices. These factors go into how much of a person’s income goes towards housing expenditures and whether housing is a burden for potential homebuyers. This blog will highlight some of the factors and show states and regions where housing is less of a financial burden.

Home Price vs Median Family Incomes

Home prices since 2000 started to outpace in comes but started to turn towards the end of 2007, until home prices plummeted during the Great Recession. In 2008, incomes grew making it favorable for potential homeowners to buy a home. It took home prices about 4 years to recover, beginning in 2012. Around 2014 home price growth began to bloom and once again, prices started to outpace incomes. This pace has continued until recently, as home price growth has slowed making owning a home affordable. As of the second quarter of 2018, family incomes have increased by 52 percent since 2000, while housing prices have increased by 95 percent, or nearly doubled the level in 2000.

Payment to Income and Mortgage Rates

Let us look at the amount of money homeowners had to commit from their income to be able to afford a home. In 2000, when interest rates were 7.90 percent, homeowners had to spend about 19.6 percent of their income to be able to afford a home. In 2006 when rates were around 6.50 percent, homeowners had to spend 22 and up to 24 percent of their income on a home. In the wake of the Great Recession in 2009-2010, mortgage rates started to fall, so the share of income that went to paying a mortgage declined. In 2013 when rates were down to 3.47 percent, the mortgage payment on a median priced home was 11 percent of the median family income, putting less pressure on household incomes. Since that time rates have continued to decline, much to the benefit of potential homeowners. Anything above 30 percent is considered burdensome on households, but below that range would be typically affordable. On a regional level, the West requires a higher portion of your income, which has eclipsed the 35 percent mark. The Midwest, being the most affordable region, requires the least percentage of median family incomes. The Midwest started around 15 percent and, at times, dipped below 10 percent and is currently hovering back around 15 percent.

House price to Income Ratio

A ratio between 2.5 and 4 is normal and healthy price to income ratio for the housing market. As of August 2018, the median price of existing homes sold was 3.5 times of the median family income. The Harvard University Joint Center for Housing Studies (JCHS) produced a map showing the US home price to income ratios. The ratios range from under two to over eight. As the map below illustrates, costal markets have much higher ratios, indicating significantly higher home prices compared with incomes. The West Coast region has affordability issues, with several areas posting ratios above eight, including San Diego, Los Angeles and the San Francisco metropolitan area. Small pockets in the Northeast reach above five, mostly clustered around New York City and Boston. The Miami/ South Florida Region also posts low affordability. In comparison, The Midwest region has ratios in the 2-3 range, in line with historical averages.

Jobs generated vs GDP Growth rate

The Gross domestic product (GDP) has hovered around 3 percent and has had to withstand the tech bubble, wars and several crises. In 2009, both jobs and GDP took a dive but rebounded the following year. GDP and jobs have grown solidly after the Great Recession. Unemployment has been below 6 percent ever since 2014, which is good for economic progress and potential homebuyers.

Even with rising rates and higher home prices, potential homebuyers have plenty of reason to join the market. Real Estate is still affordable in several states and regions. The job market is strong, GDP is at a healthy level and consumer confidence is high. New homes and existing inventory figures are now improving, although still modestly, but the increase in inventory is helping tame price growth.

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Testimonials

Excellent! Don and Carol Ann know their business very well, and took the time to educate us through every step of the process. They are very honest and professional. My wife and I really felt that they cared about us as clients and about helping us sell our house. Don and Carol Ann stayed in constant communication with us during the whole process! B G.
In October we were relocated 165 miles away for an employment opportunity. We had bought and sold eight other homes in different states over the years and Don and Carol Ann Hall were by far the best Realtor's with whom we have ever worked. They were extremely professional & excelled at providing communication about showings, interest, etc. They went above and beyond in coordinating various projects that needed to be done in our absence. I would highly recommend Don and Carol Ann Hall to anyone selling or buying a home. They will provide a high level of service that will exceed your expectations! R S.
We had a great experience! We were in a tight time frame to find a new home & Carol Ann was able to accommodate our schedule when we wanted to look at houses and through out the buying process. She was able to coordinate everything and keep us organized when we felt anything but. We're so appreciative and would definitely recommend Assist 2 Sell and /or use them again in the future. J H.
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