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Team Assist 2 Sell
Assist-2-Sell Superior Service Realty

3717 Schofield Ave
Weston, WI 54476
Phone: 715-241-SOLD (7653)
TeamA2S@SellingWausau.com

 

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Thank you for visiting SellingWausau.com, Don & Carol Ann Hall & the Assist-2-Sell Team welcome you.

Who is Assist 2 Sell?  We are a FULL SERVICE Real Estate Company who Charges Less Commission.  Assist 2 Sell of Wausau has been in business since 2006.  There are over 300 Assist 2 Sell franchises in North America.  Assist 2 Sell of Wausau has ranked in the top 10 since we opened.   

How are we different?  Most Companies in our area can charge as much as 6%, 7% or even 8% commission along with additional fees to sell your home. They call these fees transaction fees, broker administration fees or electronic document storage fees.  At Assist 2 Sell we charge 5% or as low as $2495 commission with NO additional fees to sell your home.  Why?  Because that's what gets the phone to ring.  Some companies market themselves by flying balloons, wearing gold jackets, having a pet dog or even painting their posts orange.  We just charge less commission.  It's that simple!  Customers don't care whose sign is in the yard. They only care if it's for sale, the next question is what is the price, and finally they ask how many bedrooms and baths.  Never in my 20 years has someone told me they only want to look at homes listed by a certain company.  They want to look at all homes in their price range who ever they are listed by.   

When your home is listed with Assist 2 Sell we take all the phone calls, we show your home, we take all the calls from other Realtors and arrange for them to show your home.   We assist you with pricing, we assist you with negotiating, we deal with all the paper work, the bankers, appraisers and inspectors.  We advertise your home with print advertising including the monthly Real Estate Guide and most importantly we place your home in MLS (Multiple Listing Service).  This allows your home to be uploaded to over 100 different web sights including all the big ones like Realtor.com, Trulia, Zillow and SellingWausau.com.  Your home will also be featured on all of the other Real Estate Companies web sights just like their listings are on our web sight.  Assist 2 Sell is a name, like Bob's Realty.  We are not help you sell (they went out of business).  We have sold over 700 properties since we opened Assist 2 Sell in 2006.  The average realtor in that same time period has sold 62. Charging less commission may mean that we make less per transaction but we make it up by selling more volume and selling more gives us more experience to draw from.  This business is much more difficult today than it ever was.  More rules and regulations along with all the difficulties we face dealing with lenders.  You need a team that is experienced and can handle every type of transaction.  That is the Assist 2 Sell Team! Remember, we are Full Service with Savings!

Please take your time to explore all the information & resources available including the ability to search all properties listed in the Central Wisconsin area by all Real Estate Companies. You no longer need to take the time to visit multiple websites, we have designed this site to be the only one you need to find your dream home or sell your current one!

If you are considering selling your home, we offer a FREE, No Obligation Market Analysis. We can show you how much your home is most likely to sell for, assist you in determining an asking price, give you a written estimate of how much money you would net at closing/sale and show you how to best prepare your home for the market. Feel free to call or email us anytime with questions or to set up an appointment. 715-241-7653 or teamA2S@SellingWausau.com

Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use our Dream Home Finder form and we will conduct a personalized search for you. Feel free to call or email us anytime with questions, to set a showing on any home you see or to make an appointment for a Free, No Obligation Home Buyers Orientation. 715-241-7653 or teamA2S@SellingWausau.com.

Real Estate News!!!

Latest Realty News from NAR

November 2018 Housing Affordability Index

At the national level, housing affordability is down from last month and down from a year ago. Mortgage rates rose to 4.99 percent this November, up 19.1 percent compared to 4.19 percent a year ago.

  • Housing affordability declined from a year ago in November moving the index down 10.6 percent from 161.0 to 144.0. The median sales price for a single family home sold in November in the US was $260,500 up 5.0 percent from a year ago.
  • Nationally, mortgage rates were up 80 basis point from one year ago (one percentage point equals 100 basis points).
  • The payment as a percentage of income was up from last month at 17.4 percent this November and up from 15.5 percent from a year ago. Regionally, the West has the highest payment at 23.8 percent of income. The Northeast had the second highest payment at 17.1 percent followed by the South at 16.8 percent. The Midwest had the lowest payment as a percentage of income at 13.7 percent.

  • Regionally, the Northeast recorded the biggest increase in home prices at 8.2 percent. The South had an increase of 3.8 percent while the West had a gain of 2.4 percent. The Midwest had the smallest growth in price of 1.6 percent.
  • Regionally, all four regions saw a decline in affordability from a year ago. The Northeast had the biggest drop in affordability of 14.4 percent. The South had a decline of 9.3 percent followed by the Midwest that fell 9.2 percent. The West had the smallest drop of 7.2 percent.
  • On a monthly basis, affordability is down from last month in all of the four regions. The Northeast region had the decline of 5.5 percent. The South had a decline of 2.0 percent followed by the Midwest with a dip of 1.8 percent. The West had the smallest dip in affordability of 0.7 percent.
  • Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 181.9. The least affordable region remained the West where the index was 105.0. For comparison, the index was 148.8 in the South, and 146.4 in the Northeast.

  • Mortgage applications are currently up while credit availability is down. Rates are higher this month but are still historically low. Home prices are up 5.0 percent while median family incomes that are growing 3.0 percent. The job market is steady. More inventory is welcome on the lower end of the market whereas there is more supply of inventory for high priced homes.
  • What does housing affordability look like in your market? View the full data release here.
  • The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.

Throwback Thursday: First-Time Homebuyers Then and Now

In 1981 when NAR first started tracking the data, the average age of a first-time homebuyer was 29.  They made up 44 percent of all homebuyers.  Sixty-eight percent of first-time buyers were married couples, 12 percent were single female and 13 percent were single male (seven percent were other).

In contrast, in 2018, the average age of a first-time homebuyer was 46 and they accounted for 33 percent of all homebuyers.  Fifty-four percent were married couples, 18 percent were single female, 10 percent were single male, and 16 percent were unmarried couples (two percent were other).

In 1989, first-time buyers largely rented an apartment before they bought their home at 80 percent, and 15 percent lived with parents, relatives, or friends.  In 2018, the share of first-time buyers that lived in an apartment before they bought their home slipped to 71 percent while the share of those that had been living with parents, relatives, or friends previous to buying rose to 23 percent.

Planning to Buy a Home in 2019?

Mortgage rates are starting off 2019 at very good levels. In fact, mortgage rates declined, starting the new year with the 30-year fixed rate mortgage dipping to 4.5 percent last week from 5 percent a month ago, according to mortgage finance provider Freddie Mac[1]. After a year of gradual increases, mortgage rates are declining. Stock market volatility, global trade worries and the government shutdown are pushing rates down to their lowest levels since August.

But how do mortgage rates affect homebuyers? Fixed-rate mortgages are amortized over the life of the loan. That means that at the beginning of the loan term, most of the mortgage payment goes toward paying off interest. Over time, a larger percentage of the monthly payment is applied to the loan’s principal balance. Thus, when interest rates are low, homeownership is more affordable. If less is spent on interest, homebuyers may be able to afford a larger loan. However, higher rates increase the long-term cost of owning a house.

NAR calculated the monthly payment based on the mortgage rate in the first week of January (4.5 percent) and the rate (5.0 percent) that was previously expected. Nationwide, it is estimated that the monthly payment at 4.5 percent rate is $1,208, while a higher rate of 5.0 percent increases the monthly payments by $72 to $1,280.

The effect of the mortgage rates varies from location to location. In high-end areas, homebuyers are expected to benefit more from lower rates than homebuyers in other areas. For instance, in the San Jose-Sunnyvale-Santa Clara, CA metro area, comparing the monthly payment at 4.5 percent and 5 percent rates, homebuyers pay $353 less every month for their payment at a 4.5 percent rate. However, at the low-end areas, in Youngstown-Warren-Boardman, OH-PA, the monthly payment at 4.5 percent rate is $26 less compared to the payment at 5 percent rate.

The visualization below allows you to see how much the monthly payment changes at 4.5 and 5.0 percent rates for 178 metro areas:

We also calculated the monthly mortgage payment for 3,119 counties and county-equivalents in the United States. Please visit the following web page to see the monthly mortgage payment at the county level.

Thus, homebuyers can still benefit from lower rates. Although the average rate on the 30-year fixed rate sat just below 4 percent for a year in 2016, homebuyers should bear in mind that, back in 1982, the rate was over 17 percent for more than a year. Moreover, historically[2], the average mortgage rate is 8 percent. Therefore, rates are still historically low. Looking ahead, NAR is forecasting the 30-year fixed rate mortgage to average 4.9 percent for 2019 and 5.2 percent for 2020, respectively.

See below how the 30-year fixed mortgage rate has been trending since 1971:


[1] Primary Mortgage Market Survey, Freddie Mac.

[2] Between 1971 and 2019.

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Testimonials

Excellent! Don and Carol Ann know their business very well, and took the time to educate us through every step of the process. They are very honest and professional. My wife and I really felt that they cared about us as clients and about helping us sell our house. Don and Carol Ann stayed in constant communication with us during the whole process! B G.
In October we were relocated 165 miles away for an employment opportunity. We had bought and sold eight other homes in different states over the years and Don and Carol Ann Hall were by far the best Realtor's with whom we have ever worked. They were extremely professional & excelled at providing communication about showings, interest, etc. They went above and beyond in coordinating various projects that needed to be done in our absence. I would highly recommend Don and Carol Ann Hall to anyone selling or buying a home. They will provide a high level of service that will exceed your expectations! R S.
We had a great experience! We were in a tight time frame to find a new home & Carol Ann was able to accommodate our schedule when we wanted to look at houses and through out the buying process. She was able to coordinate everything and keep us organized when we felt anything but. We're so appreciative and would definitely recommend Assist 2 Sell and /or use them again in the future. J H.
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