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Team Assist 2 Sell
Assist-2-Sell Superior Service Realty

3717 Schofield Ave
Weston, WI 54476
Phone: 715-241-SOLD (7653)
TeamA2S@SellingWausau.com

 

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Thank you for visiting SellingWausau.com, Don & Carol Ann Hall & the Assist-2-Sell Team welcome you.

Who is Assist 2 Sell?  We are a FULL SERVICE Real Estate Company who Charges Less Commission.  Assist 2 Sell of Wausau has been in business since 2006.  There are over 300 Assist 2 Sell franchises in North America.  Assist 2 Sell of Wausau has ranked in the top 10 since we opened.   

How are we different?  Most Companies in our area can charge as much as 6%, 7% or even 8% commission along with additional fees to sell your home. They call these fees transaction fees, broker administration fees or electronic document storage fees.  At Assist 2 Sell we charge 5% or as low as $2495 commission with NO additional fees to sell your home.  Why?  Because that's what gets the phone to ring.  Some companies market themselves by flying balloons, wearing gold jackets, having a pet dog or even painting their posts orange.  We just charge less commission.  It's that simple!  Customers don't care whose sign is in the yard. They only care if it's for sale, the next question is what is the price, and finally they ask how many bedrooms and baths.  Never in my 20 years has someone told me they only want to look at homes listed by a certain company.  They want to look at all homes in their price range who ever they are listed by.   

When your home is listed with Assist 2 Sell we take all the phone calls, we show your home, we take all the calls from other Realtors and arrange for them to show your home.   We assist you with pricing, we assist you with negotiating, we deal with all the paper work, the bankers, appraisers and inspectors.  We advertise your home with print advertising including the monthly Real Estate Guide and most importantly we place your home in MLS (Multiple Listing Service).  This allows your home to be uploaded to over 100 different web sights including all the big ones like Realtor.com, Trulia, Zillow and SellingWausau.com.  Your home will also be featured on all of the other Real Estate Companies web sights just like their listings are on our web sight.  Assist 2 Sell is a name, like Bob's Realty.  We are not help you sell (they went out of business).  We have sold over 700 properties since we opened Assist 2 Sell in 2006.  The average realtor in that same time period has sold 62. Charging less commission may mean that we make less per transaction but we make it up by selling more volume and selling more gives us more experience to draw from.  This business is much more difficult today than it ever was.  More rules and regulations along with all the difficulties we face dealing with lenders.  You need a team that is experienced and can handle every type of transaction.  That is the Assist 2 Sell Team! Remember, we are Full Service with Savings!

Please take your time to explore all the information & resources available including the ability to search all properties listed in the Central Wisconsin area by all Real Estate Companies. You no longer need to take the time to visit multiple websites, we have designed this site to be the only one you need to find your dream home or sell your current one!

If you are considering selling your home, we offer a FREE, No Obligation Market Analysis. We can show you how much your home is most likely to sell for, assist you in determining an asking price, give you a written estimate of how much money you would net at closing/sale and show you how to best prepare your home for the market. Feel free to call or email us anytime with questions or to set up an appointment. 715-241-7653 or teamA2S@SellingWausau.com

Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use our Dream Home Finder form and we will conduct a personalized search for you. Feel free to call or email us anytime with questions, to set a showing on any home you see or to make an appointment for a Free, No Obligation Home Buyers Orientation. 715-241-7653 or teamA2S@SellingWausau.com.

Real Estate News!!!

Latest Realty News from NAR

How much of my income goes towards housing?

With rates rising and home price growth starting to slow, I started to consider how much income is used towards housing in this current economic climate. Mortgage rates are trending upwards to near the highs of 2011 at 4.98 percent, home prices are still rising but at a slower pace, and the median income has been steadily rising although an even more modest pace than house prices. These factors go into how much of a person’s income goes towards housing expenditures and whether housing is a burden for potential homebuyers. This blog will highlight some of the factors and show states and regions where housing is less of a financial burden.

Home Price vs Median Family Incomes

Home prices since 2000 started to outpace incomes but started to turn towards the end of 2007, until home prices plummeted during the Great Recession. In 2008, incomes grew making it favorable for potential homeowners to buy a home. It took home prices about 4 years to recover, beginning in 2012. Around 2014 home price growth began to bloom and once again, prices started to outpace incomes. This pace has continued until recently, as home price growth has slowed making owning a home affordable. As of the second quarter of 2018, family incomes have increased by 52 percent since 2000, while housing prices have increased by 95 percent, or nearly doubled the level in 2000.

Payment to Income and Mortgage Rates

Let us look at the amount of money homeowners had to commit from their income to be able to afford a home. In 2000, when interest rates were 7.90 percent, homeowners had to spend about 19.6 percent of their income to be able to afford a home. In 2006 when rates were around 6.50 percent, homeowners had to spend 22 and up to 24 percent of their income on a home. In the wake of the Great Recession in 2009-2010, mortgage rates started to fall, so the share of income that went to paying a mortgage declined. In 2013 when rates were down to 3.47 percent, the mortgage payment on a median priced home was 11 percent of the median family income, putting less pressure on household incomes. Since that time rates have continued to decline, much to the benefit of potential homeowners. Anything above 30 percent is considered burdensome on households, but below that range would be typically affordable. On a regional level, the West requires a higher portion of your income, which has eclipsed the 35 percent mark. The Midwest, being the most affordable region, requires the least percentage of median family incomes. The Midwest started around 15 percent and, at times, dipped below 10 percent and is currently hovering back around 15 percent.

Payment to Income Ratio

A ratio between 2.5 and 4 is normal and healthy price to income ratio for the housing market. As of August 2018, the median price of existing homes sold was 3.5 percent of the median family income. The Harvard University Joint Center for Housing Studies (JCHS) produced a map showing the US home price to income ratios. The ratios range from under two to over eight. As the map below illustrates, costal markets have much higher ratios, indicating significantly higher home prices compared with incomes. The West Coast region has affordability issues, with several areas posting ratios above eight, including San Diego, Los Angeles and the San Francisco metropolitan area. Small pockets in the Northeast reach above five, mostly clustered around New York City and Boston. The Miami/ South Florida Region also posts low affordability. In comparison, The Midwest region has ratios in the 2-3 range, in line with historical averages.

Jobs Generated vs GDP Growth Rate

The Gross domestic product (GDP) has hovered around 3 percent and has had to withstand the tech bubble, wars and several crises. In 2009, both jobs and GDP took a dive but rebounded the following year. GDP and jobs have grown solidly after the Great Recession. Unemployment has been below 6 percent ever since 2014, which is good for economic progress and potential homebuyers.

Even with rising rates and higher home prices, potential homebuyers have plenty of reason to join the market. Real Estate is still affordable in several states and regions. The job market is strong, GDP is at a healthy level and consumer confidence is high. New homes and existing inventory figures are now improving, although still modestly, but the increase in inventory is helping tame price growth.

August 2018 Housing Affordability Index

At the national level, housing affordability is up from last month but down from a year ago. Mortgage rates rose to 4.78 percent this August, up 14.1 percent compared to 4.19 percent a year ago.

  • Housing affordability declined from a year ago in August moving the index down 8.3 percent from 153.9 to 141.2. The median sales price for a single family home sold in August in the US was $267,300 up 4.9 percent from a year ago.
  • Nationally, mortgage rates were up 59 basis point from one year ago (one percentage point equals 100 basis points).

  • The payment as a percentage of income was down to 17.7 percent this August but up from 16.2 percent from a year ago. Regionally, the West has the highest payment at 24 percent of income. The South had the second highest payment at 17 percent followed by the Northeast at 16.5 percent. The Midwest had the lowest payment as a percentage of income at 14.2 percent.

  • Regionally, the West recorded the biggest increase in home prices at 5.2 percent. The Midwest had an increase of 4.2 percent while the South had a gain of 3.6 percent. The Northeast had the smallest growth in price of 0.1 percent.
  • Regionally, all four regions saw a decline in affordability from a year ago. The Midwest had the biggest drop in affordability of 7.8 percent. The West had a decline of 7.7 percent followed by the South that fell 7.0 percent. The Northeast had the smallest drop of 5.5 percent.
  • On a monthly basis, affordability is up from last month in three of the four regions. The Northeast had biggest gain of 6.2 percent. The South had an incline of 2.4 percent followed by the West with a slight increase of 0.1 percent. The Midwest had the only dip in affordability of 4.8 percent.
  • Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 175.7. The least affordable region remained the West where the index was 101.2. For comparison, the index was 146.7 in the South, and 151.2 in the Northeast.

  • Mortgage applications are currently down. Mortgage rates are still rising along with rents. Foot traffic is up which shows there is interest from future homebuyers. Job creation remains steady and new homes sales are continuing to incline. Home prices are up 4.9 percent outpacing median family incomes that are growing 3.0 percent.
  • What does housing affordability look like in your market? View the full data release here.
  • The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.

In Which States Did Properties Sell Most Quickly in August 2018?

In a monthly survey of REALTORS®, respondents reported that properties were typically on the market for 29 days, just a day shorter time compared to one year ago (30 days), according to the  August 2018 REALTORS® Confidence Index Survey.[1] This indicates that in many states, the supply of homes for sale is still inadequate compared to the demand for homes. However, the difference in median days in the current month compared to the same month last year has started to narrow as homebuying demand has eased and the inventory of homes for sale has slightly increased. In January and February of this year, properties were selling about one week less compared to the length of time in the same period one year ago.

During the June–August 2018, properties typically sold within one month in 32 states and in the District of Columbia. Properties sold most quickly in the states of South Dakota (19 days), Washington (20 days), Colorado (21 days), Utah (21 days), Ohio (21 days), Idaho (22 days), Massachusetts (21 days), and Rhode Island (21 days).

 

Based on listing time on Realtor.com[2], properties sold more quickly in 385 out of 500 metro areas (77 percent)—still most of metro areas, but fewer than the number of metro areas that had year-on-year faster selling time in August 2017 (405 metros). Compared to the median days on market one year ago, properties sold more quickly in August 2018 even in the high-price areas of San Jose-Sunnyvale-Sta. Clara, San Francisco-Hayward, and San Diego-Carlsbad.

 

Scroll down the list of metro areas in the interactive table below or hover over the map to view the median number days properties were listed on Realtor.com in July 2018 and one year ago.

 

Fastest-Selling Markets August 2018


About the Realtors® Confidence Index Survey

 

The RCI Survey gathers information from REALTORS® about local market conditions based on their client interactions and the characteristics of their most recent sales for the month. The August 2018 survey was sent to 50,000 REALTORS® who were selected from NAR’s1.3 million members through simple random sampling and to 8,386 respondents in the previous three surveys who provided their email addresses. There were 4,639 respondents to the online survey which ran from September 1-11, 2018. NAR weights the responses by a factor that aligns the sample distribution of responses to the distribution of NAR membership. The REALTORS® Confidence Index is provided by NAR solely for use as a reference. Resale of any part of this data is prohibited without NAR’s prior written consent. For questions on this report or to purchase the RCI series, please email: Data@realtors.org.

 

[1] In generating the median days on market at the state level, NAR uses data for the last three surveys to have close to 30 observations. Small states such as AK, ND, SD, MT, VT, WY, WV, DE, and D.C., may have fewer than 30 observations.

[2] To access Realtor.com data, go to https://www.realtor.com/research/data/.

 

 

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Testimonials

Excellent! Don and Carol Ann know their business very well, and took the time to educate us through every step of the process. They are very honest and professional. My wife and I really felt that they cared about us as clients and about helping us sell our house. Don and Carol Ann stayed in constant communication with us during the whole process! B G.
In October we were relocated 165 miles away for an employment opportunity. We had bought and sold eight other homes in different states over the years and Don and Carol Ann Hall were by far the best Realtor's with whom we have ever worked. They were extremely professional & excelled at providing communication about showings, interest, etc. They went above and beyond in coordinating various projects that needed to be done in our absence. I would highly recommend Don and Carol Ann Hall to anyone selling or buying a home. They will provide a high level of service that will exceed your expectations! R S.
We had a great experience! We were in a tight time frame to find a new home & Carol Ann was able to accommodate our schedule when we wanted to look at houses and through out the buying process. She was able to coordinate everything and keep us organized when we felt anything but. We're so appreciative and would definitely recommend Assist 2 Sell and /or use them again in the future. J H.
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